Conversation with Homes England April

Homes England Questions and Answers – June 2025 

Question 1: Can someone purchase a shared ownership home with cash that previously had a shared ownership home repossessed?

There is nothing in principle within Homes England’s shared ownership guidance (see Capital Funding Guide) which would prevent an applicant who has previously been repossessed from purchasing another shared ownership home. They would of course need to meet all the shared ownership eligibility criteria in the normal way.